The Personal Finance Portal (PFP)

The Personal Finance Portal (PFP) enables you to: 


  • View your investment and pension portfolio 

  • Use secure messaging (which is more secure than standard email)

  • Store important documents securely

  • Update your personal information

  • See your total net wealth in one place

  • Track progress against your financial goals


For help in navigating the Personal Finance Portal please visit our ‘User Guide’ page by clicking here



PFP – Two Factor Authentication (2FA)

Two-factor authentication (2FA) is a security feature that requires you to essentially log in across two stages.


It is a security feature that requires you to authenticate your login with two different methods and further enhances the security of your access to PFP. 


Before following the set-up instructions, you will need to download an authenticator app, Google Authenticate for example to your smartphone or tablet.


You can find more information about how to set up two-factor authentication on PFP by clicking here


PFP – Open Banking 

Open Banking is a service that allows you to make your online banking data available to applications you use, such as Personal Finance Portal. In PFP this service is called “linking an account”.


To do this you authenticate directly with your banking provider to give your permission for PFP to regularly import your bank account data. Open Banking is part of PSD2 (Payment Services Directive 2), which also requires providers of account integration services to be regulated by the FCA. Once you have linked your accounts to PFP the account balances will automatically be updated each day and account transactions will be categorized so that you can review your spending habits.


Open Banking is totally secure and regulated by the FCA. Because you authenticate directly with your online provider, you never have to share your online credentials with any other third parties. Your account transaction data is only visible to you – your adviser can see your account balances but not your transaction data.


You can find more information about using the Open Banking Service on PFP by clicking here


Benefits of using Open Banking with PFP

By setting up Open Banking on your PFP you get to see all your finances in one place. Account balances and new transactions are automatically updated to PFP every day.


Transactions are automatically categorised so that you can see a detailed view of how and where you are spending your money. Graphs, filters, and search functions allow you to analyse your spending patterns over different timeframes.


You will have the ability to recategorise transactions singly or in groups to improve and personalise your data – our categorisation engine learns from recategorised transactions to improve accuracy.


You can also set PFP Insights to notify you of the categories you spend most in weekly and also when large transactions pass through your accounts. You will be able to set monthly budgets for spending in categories and track your progress against those budgets. Based on the data we get we can provide you great control of your income and expenditure and help you budget and balance your finances.


PFP Login Page 

Please click on the Personal Finance Portal logo below to go to the PFP login page.